Credit cards

Understand how credit cards work and how to use them responsibly to maximize benefits.

APR

Balance transfers

Cash back credit cards

Credit card basics

Rewards credit cards

Secured credit cards

Student credit cards

Travel credit cards

Editors' picks

How to Earn Travel Rewards

By Jennifer Brozic

Aug 11, 2026Rewards credit cards

Woman using a credit card and phone sitting on the couch at home

The Simple Guide to Using Credit Cards

By Emily Starbuck Gerson

Aug 7, 2026Credit cards

How Do Travel Credit Cards Work?

By Ben Luthi

Jun 8, 2026Rewards credit cards

How to Avoid Foreign Transaction Fees

By Jennifer Brozic

May 7, 2026Travel credit cards

Two people seated at a small outdoor table on a balcony, looking out over a city skyline and coastal landscape, with bowls, plates, drinks, and a patterned tablecloth on the table, and buildings, greenery, and distant hills visible in the background.

Are Travel Credit Cards Worth It?

By John Egan

May 7, 2026Travel credit cards

Smiling man sitting in an airport terminal, holding a smartphone in one hand and a credit card in the other, with a suitcase and backpack nearby.

Cash Back, Points and Miles: What’s the Difference?

By Ben Luthi

Apr 20, 2026Rewards credit cards

Woman is holding credit card and some letters while working on her laptop

What Is a Balance Transfer and Is It Worth it?

By Brianna McGurran

Mar 23, 2026Balance transfers

Happy young couple in a department store holding a credit card and a smartphone, with a sale poster in the background

Cash Back vs. Points: Which Rewards Credit Card Is Better?

By Ben Luthi

Dec 23, 2025Rewards credit cards

A customer hands over their credit card to a store owner wearing an apron.

How Do Cash Back Credit Cards Work?

By Brianna McGurran

Dec 4, 2025Cash back credit cards

Take action with these tools

Best rewards credit cards

Make the most of your spending with a rewards card.

Compare cards

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best cash back credit cards

Turn your everyday spending into cash back.

Best travel credit cards

Earn miles and points to save money on travel with a rewards card.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Best intro bonus credit cards

Earn more rewards with an intro bonus card.

Best 0% intro APR credit cards

Take advantage of no interest payments with an intro 0% APR card.

Best no annual fee credit cards

Maximize your rewards without breaking your budget.

Best credit cards for bad credit

Get matched to credit cards based on your unique credit profile.

Best credit cards for fair credit

Start building positive credit history and get matched to credit cards.

What others are reading

Smiling man having a phone call in the kitchen with an open laptop and printouts on the table beside him

How to Negotiate a Lower Interest Rate on Your Credit Card

It's possible to negotiate a lower credit card interest rate by calling the credit card is...

By Brianna McGurran

Jul 29, 2026Credit card basics

Does Closing a Credit Card Hurt Your Credit?

By Emily Starbuck Gerson

Jun 30, 2026Credit card basics

Should I Pay Off My Credit Card in Full or Over Time?

By Tim Maxwell

Sep 26, 2025Credit card basics

How Many Credit Cards Is Too Many?

By Tim Maxwell

Oct 23, 2025Credit card basics

Should You Cancel Your Unused Credit Cards or Keep Them?

By Brianna McGurran

May 27, 2024Credit card basics

Does the 15/3 Credit Card Hack Work?

By Louis DeNicola

Aug 31, 2024Credit card basics

The latest from our experts

How to Get Approved for a Credit Card

Getting approved for a credit card can be challenging, but these tips can help you maximiz...

By Evelyn Waugh

Sep 3, 2026Credit card basics

What Is a Credit Card Convenience Fee?

Merchants may charge you a credit card convenience fee when you pay by card instead of cas...

By Tim Maxwell

Sep 2, 2026Credit card basics

When Can You Be Charged a Late Fee?

Paying late by any amount of time can result in a late fee. But a record of on-time paymen...

By Bev O'Shea

Sep 2, 2026Credit card basics

Pros and Cons of Virtual Credit Cards

Virtual credit cards offer more security, but they're not widely available and may not be ...

By LaToya Irby

Sep 2, 2026Credit card basics

What Happens When You Lock Your Credit Card?

Locking your credit card can prevent unauthorized transactions while allowing recurring pa...

By LaToya Irby

Sep 2, 2026Credit card basics

How Long to Wait Between Credit Card Applications

It's best to wait six months between credit card applications, but your credit score, fina...

By Brianna McGurran

Aug 28, 2026Credit card basics

Do You Need Good Credit to Get a Rewards Credit Card?

To get a rewards card that offers valuable perks, you'll need good or excellent credit sco...

By Brianna McGurran

Aug 27, 2026Rewards credit cards

7 Best Credit Card Features to Look at Before Applying

Credit cards can offer a wide-range of perks. Consider these seven features when choosing ...

By Louis DeNicola

Aug 25, 2026Credit card basics

Elevate Your Travel With the Marriott Bonvoy® American Express® Cards

Learn how the Marriott Bonvoy Bevy® and Marriott Bonvoy Brilliant® American Express® Cards...

By Karen Axelton

Aug 18, 2026Credit cards

What Is a Balance Transfer APR?

A balance transfer APR is an interest rate that applies to debt you’ve transferred from on...

By Ben Luthi

Aug 17, 2026APR

How Many Numbers Are on a Credit Card?

Most credit cards have either 15 or 16 numbers, and each represents specific identifying i...

By Tim Maxwell

Aug 17, 2026Credit card basics

Plan Your Next Travel Adventure With Marriott Bonvoy® American Express® Cards

Discover the rewards of the Marriott Bonvoy Bevy® and Marriott Bonvoy Brilliant® American ...

By Karen Axelton

Aug 14, 2026Credit cards

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Credit cards

APR

Balance transfers

Cash back credit cards

Credit card basics

Rewards credit cards

Secured credit cards

Student credit cards

Travel credit cards

Editors' picks

How to Earn Travel Rewards

The Simple Guide to Using Credit Cards

How Do Travel Credit Cards Work?

How to Avoid Foreign Transaction Fees

Are Travel Credit Cards Worth It?

Cash Back, Points and Miles: What’s the Difference?

What Is a Balance Transfer and Is It Worth it?

Cash Back vs. Points: Which Rewards Credit Card Is Better?

How Do Cash Back Credit Cards Work?

Take action with these tools

Best rewards credit cards

Best balance transfer credit cards

Best cash back credit cards

Best travel credit cards

Credit card payoff calculator

Best intro bonus credit cards

Best 0% intro APR credit cards

Best no annual fee credit cards

Best credit cards for bad credit

Best credit cards for fair credit

What others are reading

How to Negotiate a Lower Interest Rate on Your Credit Card

Does Closing a Credit Card Hurt Your Credit?

Should I Pay Off My Credit Card in Full or Over Time?

How Many Credit Cards Is Too Many?

Should You Cancel Your Unused Credit Cards or Keep Them?

Does the 15/3 Credit Card Hack Work?

The latest from our experts

How to Get Approved for a Credit Card

What Is a Credit Card Convenience Fee?

When Can You Be Charged a Late Fee?

Pros and Cons of Virtual Credit Cards

What Happens When You Lock Your Credit Card?

How Long to Wait Between Credit Card Applications

Do You Need Good Credit to Get a Rewards Credit Card?

7 Best Credit Card Features to Look at Before Applying

Elevate Your Travel With the Marriott Bonvoy® American Express® Cards

What Is a Balance Transfer APR?

How Many Numbers Are on a Credit Card?

Plan Your Next Travel Adventure With Marriott Bonvoy® American Express® Cards