Delta SkyMiles® Platinum American Express Card

American Express is an Experian Partner

Delta SkyMiles® Platinum American Express Card logo.

Delta SkyMiles® Platinum American Express Card

Rated 4.83 out of 5 stars, 70 reviews
Rates and fees

Terms Apply

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$350

Intro APR:

N/A*

Ongoing APR:

19.49%-28.49% Variable

Ongoing Balance Transfer APR:

N/A*

Intro bonus:

Earn 80,000 Bonus Miles after you spend $4,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.

  • Earn 80,000 Bonus Miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 07/15/2026.
  • Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • $120 Resy Credit: Earn up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases.
  • $120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
  • Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically.
  • Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Terms Apply.
  • Big intro bonus offer

  • Special perks with Delta Air Lines

  • Generous bonus earnings on purchases made through Delta and directly with hotels

  • High annual fee

  • Restrictive redemption

See all American Express offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Learn more about credit cards

15 Credit Card Fine Print Terms to Know

9 min • May 29, 2026

Credit Card Basics

Does Applying for a Credit Card Hurt Your Credit?

5 min • Jun 3, 2026

Credit Card Basics

An Essential Guide to Your First Credit Card

11 min • Jun 2, 2026

Credit Card Basics