Name: Fundamentals of Credit
Availability: InStock
Rating: 4.88 (506 reviews)

Fundamentals of Credit

Overview

Fundamentals of Credit Course Overview

Credit plays an important role in the lives of many individuals; it’s also a key source of funding for businesses making capital expenditures (CAPEX). In this course, we discuss important lending topics like the difference between traditional loans and trade credit, different types of interest, different types of loans, where collateral security fits in, and how to build an amortization schedule for reducing term debt. We cover an overview of the 5 Cs of Credit framework and how it may influence different loan characteristics before diving into some qualitative assessment tools and a list of the key financial ratios that an analyst would look at when evaluating a company’s creditworthiness. We also take a step back to look at the credit landscape to help learners understand what kinds of career opportunities exist for aspiring credit professionals.

Who should take this course?

This Fundamentals of Credit course is perfect for any aspiring or early-stage credit professionals, including business and commercial bankers, credit analysts, real estate lenders, equipment finance, loan & mortgage brokers, and other private (non-bank) lenders.

Fundamentals of Credit Learning Objectives

Define what credit is and how it’s created
Identify some of the different career opportunities available to credit professionals
Compare different types of interest payments and loan characteristics to help inform an appropriate credit structure
Explain what capital expenditure (or CAPEX) is and how debt financing can support it
Explain the 5 Cs of Credit framework and how it informs risk assessments
Identify the important qualitative and quantitative techniques, including key financial ratios used in the risk assessment process

Prerequisite Skills

Recommended skills to have before taking this course.

Logical thinking

What You'll Learn

Lesson

Multimedia

Exams

Files

Midway Check-In

The Credit Process & Analysis Fundamentals

Career Opportunities for Credit Professionals

The Credit Process

The 5 Cs of Credit

The 5 Cs of Credit and Risk

Big Picture Context

Industry, Business and Management Analysis

Interactive Exercise 5

Conclusion

Qualified Assessment

This Course is Part of the Following Programs

Why stop here? Expand your skills and show your expertise with the professional certifications, specializations, and CPE credits you’re already on your way to earning.

Commercial Banking & Credit Analyst (CBCA®) Certification

Skills Learned Financial Analysis, Credit Structuring, Risk Management
Career Prep Commercial Banking, Credit Analyst, Private Lending

Learn More

Risk Management Specialization

Skills You’ll Gain Risk Identification, Regulatory Analysis, Risk Measurement, Risk Mitigation
Great For: Market Risk Analyst, Credit Risk Analyst, Compliance Officer, consulting, Enterprise Risk Manager, Audit

Learn More

What Our Members Say

Easy to understand

Topics covered gave a good understanding of the concepts

Anantha Chethan H S

Very good concepts

Good start before the certification

Jose Navarro

Great addition to broadening someone's knowledge

Recommended to anyone who wants to learn and grow in their career and knowledge

Sone Loots

i have got good experince

the course is very nice

Adamu Legesse

its good

Technical terms are used.

Muti ur Rahman

Review

Extremely appreciated the Learning Method

GIOVANNI MANENTI

Very complete training

At yourself peace training, the Fundamentals of credit was a great training with very completed videos and practices.

Alexandra Reska

for every credit officer.

The course is well structured. Almost all areas of advance/ credit is covered.

Manoj Kumar Bhattaray

Fundamentals of Credit course

Thank u so much for this course, it is very helpful to me.

KAJAL BN

Very informative

Practical information

Pavan Pardeshi

Incredible

I love how detailed and short the videos are..I'm just getting started but at the end of it all,I'm sure I will have done every course in CFI

Grace Situma

Valuable

Thanks to CFI for giving me this knowledge

Rohit Mahawar

Great course

Great instructions throughout

Michael Ryan

Insightful

Well articulated refresher course

Noordeen Banda

A Smooth Sail

The instructor explained in details all the covered topics regarding the course and carefully explained everything in way that is easy to comprehend.

Ali Ataya

Great introduction for credit analysis

Looking forward to expand my knowledge

Abdallah Awwad

Fantastic

You need to experience it

Oluwole Oguntimehin

Nice

suitable for non credit industry experience person to have a brief introduction

Qiao Ping Tan

Best Content and actuals ground level knowledge

Best Content and actuals ground level knowledge about credit, I have completed my course freely and improve my skills towards credit through ❤️"Fundamental of Credit"

Pankaj Yadav

Good

Well laid out program.

Gape Rapitse

Good for budding Commercial Bankers

It's one the good courses to learn the basics of credit covering the most important aspects i.e. 5 Cs of credit and PESTEL analysis.

Ammar Ahmed

My learning experience was great with lots to learn.

great insights from the lessons and awesome tutor.

Mary Dawo

Very good and free course for commercial banking and credit professionals.

If you know nothing or wish to know more about credit, I advise you to take this course. It says fundamentals but it goes kind of deeper and builds the learner's confidence to pursue higher level courses. Thank you C.F.I.

Brandon Mafany Eyole Harry

Great Course!

I recommend this course for anyone interested in credit operations.

ernesto baba

5 Cs of Credit

Equal Payment vs Equal Ammortizing

Jose muriithii

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Can I download the Excel files and financial modeling templates for the course?

Absolutely! All the files and templates needed in a course are available for download. Just look for a module that shows Downloadable Files within the course dashboard. See here for a visual guide on how to do this.

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You will have yearly access to the courses as long as you maintain an active subscription. All the courses are self-paced as well so you can take your time in learning without worrying about any deadlines. Click here to compare our available enrollment options.

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Yes, CFI is accredited by the Better Business Bureau® (BBB) to maintain training standards, the CPA Institutions in Canada, and the National Association of State Boards of Accountancy (NASBA) in the USA. Most of our courses qualify for verified CPE credits for CPA charter holders. Please refer to this page to view all available CPE credits.

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All our online courses are priced in USD. As this is a recurring payment, we accept all major credit and debit cards including Visa, MasterCard, and American Express.

How do I earn my certificates?

Students must complete all the video lessons, quizzes, and final assessments in each course. You can retake the assessments as many times as necessary until you reach an 80% passing grade. For more information on how to earn a course certificate, click HERE.

How are the exams conducted?

Students are required to complete an online assessment (Multiple choice questions, Fill-in-the-Blanks, and Excel Questions) at the end of each course. You can take the exams on your own schedule and will need to earn at least 80% to pass the course and earn your certificate of course completion. Please note that course exams can be repeated as many times as you need. Students are also required to complete the FMVA® final exam to earn their certification. How to Take a Qualified Assessment

Can I email the instructor if I have questions?

While the courses are designed mainly for self-study, we are happy to provide email assistance for general or technical support inquiries. The Full Immersion bundles include a premium email support function that allows you to communicate directly with in-house experts regarding course content. This is one of the key features that sets the Full Immersion bundle apart and makes it a worthwhile upgrade over the more affordable self-study bundle. You can compare more features in our bundles here.

Will these courses help me advance my career?

Based on hundreds of reviews from thousands of students we know how CFI courses have helped so many people advance their finance careers. Our courses are designed to be extremely practical and simulate the experience of being trained as a professional financial analyst…the ultimate way to advance your career. For real-world examples and to help delve even deeper into the course concepts, please look into our free career resources library.

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