Name: Commercial Banking - Debt Modeling
Availability: InStock
Rating: 4.92 (12 reviews)

Commercial Banking – Debt Modeling

Overview

Commercial Banking – Debt Modeling Course Overview

This course covers the key components of building a debt model commonly used by commercial banks in assessing a borrower’s cash flows and performing covenant analysis. In this course, we will discuss the differences between operating finance (operating line of credit) and term lending (term loans). We will walk through the major components of a debt model, including the yearly debt schedules, covenant analysis, monthly operating line analysis, and a quick overview of a risk rating model. By the end of this course, you should be able to construct a fully-linked debt model which entails the cash flow forecast of a borrower, its debt capacity, the impact of cash sweep, and any early warning signs of a covenant breach.

Who should take this course?

This Commercial Banking – Debt Modeling course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation. It is also a great elective course for anyone who would like to learn more about how commercial banks forecast the debt capacity and cash flows of borrowers.

Commercial Banking - Debt Modeling Learning Objectives

Differentiate between operating finance (operating line of credit) and term lending (term loans)
Understand the benefits of using different types of credit facilities
Build a yearly-debt schedule laying out the different types of debt drawn, the interest expense, and the principal repayments
Perform covenant analysis to identify early warning signs and possibilities of breach
Construct a monthly operating line analysis to determine the operating line drawn and the amount available based on margining
Understand how the amount of leverage could impact a company’s risk rating

Prerequisite Skills

Recommended skills to have before taking this course.

Excel
Financial modelling
Basic data analysis

What You'll Learn

Lesson

Multimedia

Exams

Files

Qualified Assessment

This Course is Part of the Following Programs

Why stop here? Expand your skills and show your expertise with the professional certifications, specializations, and CPE credits you’re already on your way to earning.

Commercial Banking & Credit Analyst (CBCA®) Certification

Skills Learned Financial Analysis, Credit Structuring, Risk Management
Career Prep Commercial Banking, Credit Analyst, Private Lending

Learn More

What Our Members Say

Highly recommend.

Francine Fabiola PETATO TEWO

Debt Modelling

Excellent content and case study and excellent presentation. CFI needs to add Working capital assessment methods and apportioning the Assessed Bank Finance into fund based and non-fund based credit facilities, show how the Letter of credit and bank guarantee operates internationally to the CBCA programme to make it complete.

venugopal rajamanuri

Chileshe

Amazing course. I highly recommend it

CHILESHE KELVIN

Assessment sheet is not correct

Please check calculations.

Arvind Kumar

Tougher than initially thought but worth every pain

The course has proven rather difficult for me as an individual with minimal educational background in accounting. However, the excellent slides and videos helped me navigate the journey from start to finish. Thanks alot for all the effort put in!

Muyanja Ssenyonga

Awesome!

This is a great course!

Hugo Nieto

A Very Tough Course - Need to Have Good Excel Chops

By far, the toughest course in the whole CBCA Program - But glad I Did it

Davin Mac Ananey

Great debt scheduling model!

I find this model useful for modeling further debt instruments.

Gabor Andras Koltai

Highly satisfied.

This course is very interactive but challenging to understand the tricky calculations.

Atinafu Asefa

AWESOME and ENGAGING

Great course that really improved my understanding on debt modeling as well as different types of debt and the assets base used to allocate the debt amount

Ndjouomo Fongang Rodolphe Boris

good content of learning

easy to follow and practical

natanael suryadi

Pretty Good

Still don't feel comfortable with the cash sweep concept. A little more time on that and I would feel more comfortable with it.

Samuel Drees

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