Overview
Agriculture Lending Fundamentals Overview
To meet the unique financing needs of agricultural producers, such as farmers and ranchers, lenders require a good understanding of the agriculture sector and industries involved. Although lending in agriculture may differ from other forms of commercial lending, lenders of all stripes can readily apply their skills and experience to seize opportunities and delight clients in this substantial market.
Who Should Take This Course?
This agriculture lending fundamental course is perfect for aspiring or beginning-level agriculture lenders, including general business and commercial bankers, credit analysts, equipment finance, loan & mortgage brokers, and sales and customer service staff who work with farm producers.
Agriculture Lending Fundamentals Learning Objectives
- Describe the working capital cycle and capital expenditures of agriculture producers, their potential funding gaps, and other financing requirements
- Identify and analyze the qualitative risk factors that craft the risk management picture for ag lending professionals
- Highlight and evaluate the classes of productive farm assets that serve as collateral
Prerequisite Skills
Recommended skills to have before taking this course.
- Critical thinking
Agriculture Lending Fundamentals
Led by
Gabriel Lip
Level 3
1h 17min
100% online and self-paced
Field of Study: Finance
Start LearningWhat You'll Learn
Lesson
Multimedia
Exams
Files
Introduction to Agriculture Lending
Qualitative Analysis
Introduction
Free Preview
Industry Analysis
Industry Analysis Continued
Interactive Exercise 4
Relationships Between the Business and the Lender
Relationships Between the Business and the Lender Continued
Interactive Exercise 5
Qualifying Management and Capabilities, Planning, and Execution
Qualifying Management and Capabilities, Planning, and Execution Continued
Interactive Exercise 6
Compensation in Farming Businesses
Conclusion
Productive Assets
Overview of Productive Assets
Free Preview
Working Capital Assets – Reporting
Interactive Exercise 7
Accounts Receivable – Concentration
Accounts Receivable – Aging
Interactive Exercise 8
Inventory Groups
Crop and Livestock Inventory – Considerations
Crop and Livestock Inventory – Evaluation
Interactive Exercise 9
Feeds and Seeds – Considerations
Feeds and Seeds – Evaluation
Interactive Exercise 10
Supplies and Prepaids – Considerations
Supplies and Prepaids – Evaluation
Interactive Exercise 11
Fixed Assets
Fixed Assets Overview
Free Preview
Machinery and Equipment – Overview
Machinery and Equipment – Evaluation
Interactive Exercise 12
Breeding Livestock – Full Cost Absorption
Breeding Livestock – Base Value
Interactive Exercise 13
Land and Building – Overview
Land and Building – Evaluation
Land and Building – Direct Comparison Approach
Interactive Exercise 14
Course Summary
Qualified Assessment
This Course is Part of the Following Programs
Why stop here? Expand your skills and show your expertise with the professional certifications, specializations, and CPE credits you’re already on your way to earning.
Commercial Banking & Credit Analyst (CBCA®) Certification
- Skills Learned Financial Analysis, Credit Structuring, Risk Management
- Career Prep Commercial Banking, Credit Analyst, Private Lending
What Our Members Say
Agriculture Lending is interesting
Agriculture lending is very interesting material to learn and dig deeper Arvin winatha
great learning
insightful and practical material natanael suryadi
9
We don't have more details on the way equity is use to evaluate assets for collateral ALIMA ZE Madeleine Mireille
Frequently Asked Questions
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