Name: 5 Cs of Credit
Availability: InStock
Rating: 4.89 (173 reviews)

5 Cs of Credit

Overview

5 Cs of Credit Overview

In this 5 Cs of Credit course, we will explore the five characteristics lenders use to assess the overall creditworthiness of potential borrowers: Character, Capacity, Capital, Collateral, and Condition.

We will explain each of the 5 Cs in detail, including:

The definition of each characteristic
The importance of this characteristic in the credit application process
How to access the characteristic using different tools and resources

At the end of each chapter, we will put it all together in a case study. You will read the results of a company’s management assessment, financial analysis, business, and industry analysis and identify the strengths and weaknesses of this company’s credit.

Who should take this course?

This 5 Cs of Credit course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.

5 Cs of Credit Learning Objectives

Explain each characteristic in the 5 Cs of Credit framework
Identify the key credit strengths and weaknesses of a company by examining various sources of information
Discuss how the 5 Cs of credit are used to assess the borrower

Prerequisite Courses

Recommended courses to complete before taking this course.

Fundamentals of Credit

What You'll Learn

Lesson

Multimedia

Exams

Files

Conclusion

Qualified Assessment

This Course is Part of the Following Programs

Why stop here? Expand your skills and show your expertise with the professional certifications, specializations, and CPE credits you’re already on your way to earning.

Commercial Banking & Credit Analyst (CBCA®) Certification

Skills Learned Financial Analysis, Credit Structuring, Risk Management
Career Prep Commercial Banking, Credit Analyst, Private Lending

Learn More

Risk Management Specialization

Skills You’ll Gain Risk Identification, Regulatory Analysis, Risk Measurement, Risk Mitigation
Great For: Market Risk Analyst, Credit Risk Analyst, Compliance Officer, consulting, Enterprise Risk Manager, Audit

Learn More

What Our Members Say

Engaging and very well structured!

I would recommend to anyone wanting to improve their credit skills

Vamsi Krishnan Paluri

Great!

Well explained, wealth of information

Navin Yadav

5 Cs of Credit

The course materials were engaging, clear, and informative.

Paula Forrest

very good course

very well structured informative, easy to understand & follow.

keeranun pyle

Great experience

Helped me gain a better understanding of evaluating the 5 C's

Juene Franklin II

Good

Thank you for your support

Viileeu Teofilo

5Cs OF CREDIT

IT A GREAT EXPERIENCE

nkiru kingsley-osualla

I'm very glad to participate to this program.

This program is very exciting!

Tonny Bokabo Mputu

I have acquired skills and knowledge and credit analysis.

Informative session in Banking Services.

ALPHEUS TLHONEPO SETLHAPO

Good coverage

Good coverage and to the point

Govind Thumar

Great experience

So far, I feel I am receiving a very in depth, yet easy to absorb education.

Melissa Potter

Online course worth every penny!

Courses are designed to refresh your knowledge and learn new things in depth.

Sanjida Islam Suchi

Learnt many new things

Understood the basics of credit analysis very well

Phani Palakurthy

CBCA 5 Cs

Good and very informative introduction to credit analysis.

Salvador Duzentos

I was enlightened more on how to read financial statement

I enjoyed the course😊

Rachel Mela

Great Content

Brief overview of the 5 C's of credit; very helpful

Quintin McKinnish

Awesome

I thought I already know the basics yet CFI has so much to offer

Ian Selades

Value adding and precise content

I'm happy with the content and pace of the course. Very detailed

Khyati Dhakan

Clear fundamentals

The case studies are the most helpful and more business applications like the case study types would be most helpful

Eric Curtis

Credit course

It exposed me to the basics of credit analysis.

Oluwafemi Royal Aliu

Very good

well designed course

Riju Thomas

Very Explicit

Course was in detailed and well explained

Kovila Soobrayen

Direct and informative

Concepts are nicely explained and exercises focus on the important aspects

Matteo Edini

5C's Intro

Great introduction into the begging building blocks of credit, very interactive

Valter Chidumo

Broadened my knowledge in credit assessment areas

This program is very useful in understanding the areas of focus to build very well credit assessment criteria for any business

Dorji Kadin

Frequently Asked Questions

If you haven’t found your answer from our FAQ, please send us a message.

Contact Us

What are the requirements to take the courses?

All of our certification programs are open to students and professionals in various industries and levels of experience. Our curriculum is designed to teach what you need to know from basic fundamentals to advanced practical case studies. To take the courses and complete the exercises, students will only need access to a PC and/or Mac, Microsoft Suite (2016 or newer), and a stable internet connection. Click here to view the Technical Requirements

Can I download the Excel files and financial modeling templates for the course?

Absolutely! All the files and templates needed in a course are available for download. Just look for a module that shows Downloadable Files within the course dashboard. See here for a visual guide on how to do this.

How long do I have to complete the courses?

You will have yearly access to the courses as long as you maintain an active subscription. All the courses are self-paced as well so you can take your time in learning without worrying about any deadlines. Click here to compare our available enrollment options.

Are CFI courses officially accredited?

Yes, CFI is accredited by the Better Business Bureau® (BBB) to maintain training standards, the CPA Institutions in Canada, and the National Association of State Boards of Accountancy (NASBA) in the USA. Most of our courses qualify for verified CPE credits for CPA charter holders. Please refer to this page to view all available CPE credits.

Are there any additional fees or costs?

None! The bundle price includes everything and there are no additional fees or charges to earn your digital certification. You can see our enrollment fees listed here.

What currency are your courses priced in?

All our online courses are priced in USD. As this is a recurring payment, we accept all major credit and debit cards including Visa, MasterCard, and American Express.

How do I earn my certificates?

Students must complete all the video lessons, quizzes, and final assessments in each course. You can retake the assessments as many times as necessary until you reach an 80% passing grade. For more information on how to earn a course certificate, click HERE.

How are the exams conducted?

Students are required to complete an online assessment (Multiple choice questions, Fill-in-the-Blanks, and Excel Questions) at the end of each course. You can take the exams on your own schedule and will need to earn at least 80% to pass the course and earn your certificate of course completion. Please note that course exams can be repeated as many times as you need. Students are also required to complete the FMVA® final exam to earn their certification. How to Take a Qualified Assessment

Can I email the instructor if I have questions?

While the courses are designed mainly for self-study, we are happy to provide email assistance for general or technical support inquiries. The Full Immersion bundles include a premium email support function that allows you to communicate directly with in-house experts regarding course content. This is one of the key features that sets the Full Immersion bundle apart and makes it a worthwhile upgrade over the more affordable self-study bundle. You can compare more features in our bundles here.

Will these courses help me advance my career?

Based on hundreds of reviews from thousands of students we know how CFI courses have helped so many people advance their finance careers. Our courses are designed to be extremely practical and simulate the experience of being trained as a professional financial analyst…the ultimate way to advance your career. For real-world examples and to help delve even deeper into the course concepts, please look into our free career resources library.

What is CFI's refund policy?

Except as required by law, all payments to CFI are non-refundable, including fees and any other associated charges. Canceling your subscription will not generate a refund. Your access to CFI's paid content will remain active until your current billing cycle ends. For more information please visit our refund policy page.

5 Cs of Credit

5 Cs of Credit Overview

Who should take this course?

5 Cs of Credit Learning Objectives

What You'll Learn

5 Cs of Credit Introduction

Character

Capacity

Capital

Collateral

Condition

Conclusion

Qualified Assessment

This Course is Part of the Following Programs

Commercial Banking & Credit Analyst (CBCA®) Certification

Risk Management Specialization

What Our Members Say

Vamsi Krishnan Paluri

Navin Yadav

Paula Forrest

keeranun pyle

Juene Franklin II

Viileeu Teofilo

nkiru kingsley-osualla

Tonny Bokabo Mputu

ALPHEUS TLHONEPO SETLHAPO

Govind Thumar

Melissa Potter

Sanjida Islam Suchi

Phani Palakurthy

Salvador Duzentos

Rachel Mela

Quintin McKinnish

Ian Selades

Khyati Dhakan

Eric Curtis

Oluwafemi Royal Aliu

Riju Thomas

Kovila Soobrayen

Matteo Edini

Valter Chidumo

Dorji Kadin

Frequently Asked Questions